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What Do You Need to Know About the Database?

The National Mortgage Database (NMDB) is a nationally representative, five percent sample of home mortgages originated in the United States. The release of NMDB aggregate data is a step toward implementing the statutory requirements of Section 1324(c) of the Federal Housing Finance and Security Act of 1992, as amended by the Housing and Economic Recovery Act of 2008. The NMDB Aggregated Statistics dashboards provide interactive data visualization tools for using the data published in the NMDB Aggregated Statistics. Users can interactively create, analyze, and export custom charts and data tables. The dashboards currently contain statistics on Outstanding Residential Mortgage Loans. Source: FHFA website.

Database Administrator

The database is managed by the U.S. Federal Housing Finance Agency.

What Data Are Included in the Database?

By selecting the Quarterly Summary dashboard in the database, the following statistics will immediately appear:

1. Total loans
2. Total outstanding loan volume
3. Average interest rate
4. Average monthly payment
5. Median monthly payment
6. Average mark-to-market LTV
7. Percent ARM
8. Average credit score
9. Average loan age (in months)

Data can also be sorted by Market Segment (e.g., all mortgages, enterprise acquisitions, government/non-conventional, other conventional) and by geographic parameters (e.g., nation, region, division, state). Users can also apply filters to view quarterly data trends.

Additional Data Visualizations

The Selected Dashboard drop-down menu provides access to various charts and visual statistics, such as:

1. Single Chart: Compare Market Segments, Compare Geographies, Stacked Bar Charts, Maps
2. Dual Chart: Compare Market Segments, Compare Geographies, Stacked Bar Charts, Maps

Statistics can be exported in image, PowerPoint, or PDF format at the touch of a button. Additionally, data is available in CVS format for New Residential Mortgage Statistics, Outstanding Residential Mortgage Statistics, and Residential Mortgage Performance Statistics.

How to Search the Database?

The database allows users to set up statistics in a personalized Dashboard according to specified parameters. Simply adjust filters for tailored results, or explore the pre-set dashboards for quick insights.

Related Databases

For similar content, scroll down to RELATED DATABASES and click on another relevant topic, or click here.

Explore the National Mortgage Database Aggregate Statistics by clicking here.