Leírás

National Mortgage Database

What do you need to know about the database?

The National Mortgage Database (NMDB), managed by the Federal Housing Finance Agency (FHFA), serves as a comprehensive resource for mortgage data in the United States. It provides insights into mortgage market dynamics, borrower characteristics, loan types, and performance data.

The NMDB improves the accuracy of mortgage data, facilitates research, and informs policy decisions related to housing finance. It aggregates data from multiple sources, including loan-level records and borrower surveys, to offer a complete view of the mortgage landscape. This database is an essential tool for researchers, policymakers, and industry professionals to analyze trends, assess risks, and develop housing policies that promote transparency and stability.

Database Administrator

Federal Housing Finance Agency

What data are included in the database?

The NMDB contains a wide range of mortgage-related data, including:

1. Borrower Characteristics: Age, income, credit scores
2. Loan Details: Loan type, amount, interest rates, and terms
3. Loan Performance: Status tracking, delinquencies, and defaults
4. Borrower Surveys: Insights into consumer behavior and housing experiences

This comprehensive dataset supports research and policy-making by allowing analysis of mortgage trends, risk assessments, and housing finance decisions.

How to search the database?

To search the NMDB, visit the FHFA website, where the database is hosted. Users can explore various datasets by filtering search criteria such as:

1. Borrower demographics
2. Loan characteristics
3. Performance metrics
4. Loan types and interest rates

The NMDB also provides access to reports and analysis tools to help users interpret the data effectively. Researchers and policymakers can use these resources to gain valuable insights into mortgage market trends.

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Official Website

For more details, visit the official National Mortgage Database.